When people talk about the cycle of homelessness, Terin Schmitz knows one thing: she doesn't want to repeat it.
Born to a heroin-addicted mother and alcoholic father, Schmitz, 20, worked to graduate high school early so she could provide for her ailing dad. After he died, she found herself homeless, pregnant and unable to support herself.
When her father was alive, the two of them lived in a car for a while. Schmitz wanted more for her daughter, Gabriela.
Then she visited COTS, the Committee on the Shelterless homeless service center in Petaluma.
On Wednesday, Schmitz shared her story with 450 business owners, bankers, educators and other community members in COTS' 10th annual breakfast fundraiser at the Petaluma Veterans Building.
Schmitz proudly vows she will not return to homelessness, will not be an absent or neglectful parent and will work hard to help better her situation.
She completed a healthy parenting class, another on being a successful renter and courses on creating a resume and cover letter. She is going back to college to become a nurse.
"Gabriela is the reason I'm working so hard to build a great life for us," Schmitz said. "Now I'm getting from COTS what my parents never gave me."
Regrouping after a loss of $650,000 in government funding over the past four years, COTS is expecting another reduction of $300,000 in the next two years, said Mike Johnson, the organization's new chief executive officer.
Thus, the nonprofit agency is in the midst of a $1 million, five-year fundraising effort. The goal for Wednesday's fundraiser was $400,000.