<b>What took Target so long?</b>

Target customers have been scanning their account statements since Thursday when the chain announced that data connected to about 40 million credit and debit card accounts were stolen — in a security breach that occurred beginning Nov. 27. The question is why did it take so long to notify customers? That was three weeks ago. As yet, Target has not clarified when it first became aware of the problem. Target, one of the nation's largest retailers, has tried to calm customers with assurances that there's no evidence that secret security PINs or codes had been compromised. Nevertheless, the fact that consumers weren't told there was a problem until near the end of the shopping season sure looks fishy, if not Grinchly.<br>

<b>Working together with Being Independent</b>

Officials at Becoming Independent was struggling to find ways for developmentally disabled people in their organization to be involved in meaningful work in the community. It's hard to find anything more meaningful than this. Thanks to some brainstorming and organizational skills, Becoming Independent members are now helping deliver prepared meals to home-bound seniors in the community through the Council on Aging's Meals on Wheels program. As the PD's Chris Smith reported on Saturday, each week more than 25 participants in Becoming Independent deliver nearly 200 meals. As one senior noted after receiving a meal from a Becoming Independent member who topped it with a "Merry Christmas" and a "Ho Ho Ho," "It's been absolutely lovely," she said. We can all feast on that.<br>

<b>One last shopping day</b>

No, we aren't talking about Christmas. There's another deadline to remember. Today is the last day to enroll for Affordable Care Act coverage if you want health insurance to take effect on Jan. 1.

California is operating its own health insurance exchange — coveredca.com —and it has experienced far fewer glitches than the federal website. It also has been handling a growing volume of customers. More than 53,000 people signed up in one three-day stretch last week, and enrollment now tops 200,000.

The next big deadlines are Jan. 6, when initial premium payments are due, and March 31, when you must have health insurance or face a tax penalty.<br>

<b>Lockyer's moonlighting</b>

Silly us. We thought the state's constitutional offices were full-time work. Well, maybe not lieutenant governor. And evidently not state treasurer. At least not for Bill Lockyer, the current occupant of the job. In addition to his regular duties — managing the state's assets, supervising bond sales, serving on almost 60 boards and commissions — Lockyer has signed on with Brown Rudnick. He will be part of the government law and strategies team for the Boston-based law firm, which recently opened an office in Orange County. Lockyer's term ends a year from now. Term limits prevent him from running again, and he recently announced that he wouldn't seek another office. He'll have plenty of time to practice law. Until then, he shouldn't be moonlighting.