EDITOR: Three months have passed since many of us lost our homes. Most of us have rallied from our initial shock and are eager to begin rebuilding our homes and our lives. However, we now face an obstacle that threatens to delay, if not derail, our recovery.
This threat is the requirement mandated by our insurers to create an inventory of every item lost in the fire before they will decide how much they will pay in compensation. In effect, our reconstruction efforts are being held hostage by insurance companies, since we cannot move forward until we know what resources we will have available to rebuild and since the inventory process could take years to complete.
Three logical observations:
— Based on the advice of our insurance agents, we paid premiums to purchase insurance designed to match our maximum coverage to our belongings’ total value.
— We lost all our belongings.
— We should be compensated at our maximum coverage level.
Therefore, I would implore all insurers to do the right thing by complying with state Insurance Commissioner Dave Jones’ request to eliminate the onerous inventory requirement and reimburse at the maximum level for maximum loss.
Fees for rebuilding
EDITOR: Leadership starts from the top. The county supervisors who hire officials at the Sonoma County Permit and Resource Management Department need to re-evaluate who is in charge. We have a case where a hired official who doesn’t possess the needed critical thinking skills is advising our supervisors, who have to rely on the lack of knowledge the official possesses. The results for citizens who lost their homes is starting to play out (“County charges fees to rebuild,” Monday).
If we don’t act in a commando fashion to assist these residents, we will be repeating the same missteps that occurred in Lake County twice. It’s time for our leaders to make bold thought-out decisions quickly.
Monday’s article described a knee-jerk reaction to waive permit fees, and then a month later our officials did their homework and decided fees need to be charged. This emotional and financial misrepresentation is the last thing we need.
Let’s begin by finding a new director for PRMD.
Does every vote count?
EDITOR: You can call me a skeptic or anything you need, but do votes count, or are votes really counted as intended (“When a single vote makes all the difference,” What Others Say, Monday)?
What proof is there of the intention and actual cast of the votes? I suppose no one can vouch for any vote, but yet they counted in the back rooms and the back alleys of someone’s town in Moscow. Paper ballots were counted in some way, I suppose, but now who counts the computers for accuracy or crime? Nobody is the answer. Just some brave 400-pounder in Moscow?
JOSEPH THOMAS SCIGLIANO
EDITOR: On Feb. 2, the Sonoma County Local Agency Formation Commission passed a resolution detaching the Monte Rio, Guerneville and Forestville school districts from the Palm Drive Health Care District. Under state law, the detached area is still liable for district obligations “as are outstanding on the effective date of detachment.” The detached area isn’t liable for any additional financial obligations, including new money in the form of loans or fees incurred to refinance high-rate bonds now in place for the district.